Genome: money, finance manager 3.18.2

The Genome app serves as a comprehensive financial ecosystem, offering features conducive to both personal finance and business banking. It facilitates quick and secure online payments, currency exchanges, and various other financial transactions without the need for traditional banking processes.

With Genome, users can bypass lengthy bank visits and approval processes by signing up easily through the app. The minimalist design allows for seamless access to one's financial resources at any time.

Here is a summary of how Genome can assist in managing finances:

• Personal Finance
  • Order and manage Genome cards within the app.
  • Send, receive, and schedule payments effortlessly.
  • Easily pay utilities, receive salaries, and transfer funds across multi-currency accounts.
• Money Transfer
  • Enjoy instant money transfers between Genome accounts without any charges.
  • Access international payments globally via SEPA and SWIFT, without hidden fees.
• Adding and Synchronizing Cards and Accounts
  • Add cards and accounts from other banks to consolidate income and expenses into one app.
  • Genome elevates the online banking experience with its synchronization features.
• Account Opening
  • Simplify the online account activation process with personal IBAN creation in just 15 minutes.
  • Experience quick identity verification using only a passport and smartphone.
  • Create multiple multi-currency IBANs as per your needs.
• Merchant Account - Business Accounts
  • Grow your business by opening a merchant account in just two steps: submitting company information and required documentation.
  • Start accepting payments within 72 hours; no additional verification for multiple accounts is necessary.
• Currency Exchange
  • Exchange currencies with a fixed commission of 1% above the interbank rate.
  • Utilize a convenient currency converter with live exchange rates.
• Referral Program
  • Promote Genome using your referral link to earn a portion of commission fees from account openings, transfers, and currency exchanges.

The Fintech Times notes, “With Genome we’ll be able to fix a lot of what’s frustrating with cross-border banking and instead open a lot of new possibilities.”

Genome empowers users to exchange currencies, transfer funds, and execute payments globally without concealed fees, ensuring full control over financial management. It offers robust support for businesses engaged in online operations by facilitating secure transactions with fraud protection measures.

As a licensed Electronic Money Institution regulated by the Bank of Lithuania since its founding in 2018 as UAB “Maneuver LT,” Genome accommodates services related to online payments for EU residents and companies. The platform facilitates multi-currency IBANs, internal transfers, SEPA and SWIFT transactions, currency exchange, online acquiring, and cross-border payments. Its services are particularly beneficial for e-commerce ventures, SaaS providers, software developers, and any enterprises involved in online payments.